Luxury El Dorado Hills Real Estate

Find Homes in the
El Dorado Hills, Serrano
Cameron Park, Folsom

Real Estate Market
  MLS Home Search     Homes of the Week     Find Your Home's Value     Contact Me     Neighborhoods     Real Estate Tips

Real Estate - Finance and Mortgage

When it comes to buying a home there are many decisions to be made. Establishing a realistic budget and searching for a home that fits both your financial means and space needs is a big step in the process. The majority of home buyers choose to finance their purchase with a home mortgage.

There are several ways to finance a home. One common method is going through your local bank and applying for a mortgage that consists of that bank’s rate. Another way that many people approach getting a mortgage is to use a broker. The broker is paid to search around for the best rates and other details that suit your needs best. Often times the broker will take care of the majority of the paperwork, making your job easier. The emergence of the internet in our society has given us a third way to apply for a mortgage. There are websites that have internet only brokers, who do the same basic thing as a live broker, but online.

In addition to a traditional brokerage firm there are other businesses that specialize in getting mortgages for those with special needs. The most common brokerage that fits this description is for those with bad credit. When granting a mortgage a bank will look at the applicants credit history, and depending on their score will either accept or deny a loan and offer an appropriate interest rate. Another type of person that may use a specialty broker is one who is self employed. In this case the applicant has trouble proving their income and makes the application process a bit trickier.

When in the market for a new home many people will apply for a mortgage to establish the type and price of home they can afford. In order to assist you with this process we have provided some resources below.

Back to Real Estate Directory

Get Mortgages Refinance - Refinance your mortgage Home loans, mortgages, mortgage rates, all about home refinancing, and more!

Southern California Mortgage Broker - Full service Southern California Mortgage Broker. Metro Los Angeles mortgages, Riverside and San Bernardino hipoteca.

Mortgage Interest - Loan Rate Calculators - Current mortgage interest and loan rate calculators. Good faith estimate forms and debt consolidation with home equity. refinance loans for bad credit and no qualifying.

Home Equity Loan Rates - Request a home equity loan or line of credit and consolidate debt or finance home improvements.

Debra Miller

Bella Real Estate

(530) 651-5120
(530) 651-5010
(530) 306-8438

Call for Local Knowledge
on Homes available in the
El Dorado Hills, Folsom, Cameron Park, Placerville
Real Estate Market

Debra Miller Susie Dilts Huber

Debra Miller
Broker Lic #01 308795
(530) 651-5120

Jessica Peerman Gluck
(530) 306-8438

read more about me
Find Your Homes Value
Find Your Home's Value Instantly
Go to Main Towns:   El Dorado Hills Homes      Folsom      Cameron Park Real Estate                  Privacy Policy      Articles & Info      Link to Us

© 2014 Luxury El Dorado County California Real Estate